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  ACH merchant accounts are one of the most popular payment options for small businesses. This payment method is used by many companies because it is easy to set up and has low fees. The main benefit of ACH transactions is that they are processed quickly and can be sent directly from bank to bank, which means that there's no need for checks or cash. If you are running an online business or any business that accepts payments from customers electronically, you will need an ACH merchant account . An ACH (Automated Clearing House) merchant account is a type of bank account that allows you to process electronic payments, such as direct deposits and online transfers. Many businesses make the mistake of choosing their merchant account provider based solely on price. Although it is important to find an affordable service, there are other factors that you should consider before making your final decision. Here are a few things you should look for when choosing an ACH merchant account pro